Behind on Payments? Here's What You Can Do (Without Losing Your Mind)

Let me guess...

The bank keeps sending letters. The calls won't stop. You're behind on payments and the panic is starting to kick in.

You're Googling stuff like "how to stop foreclosure," "can I sell my house if I’m behind on payments," or maybe even "how fast can I get cash for my house?"

Let me stop you right there.

First off: You Are Not Alone

Life throws curveballs. It happens. Job loss, divorce, medical bills, crazy inflation — whatever it is, falling behind on your mortgage doesn’t make you a bad person.

But yeah, it does suck. And the pressure is real.

The good news? You have options. Real ones. Options that can get you out from under this before the situation gets worse.

Option 1: Try to Work With the Bank

You can talk to your lender and ask about:

• Loan forbearance

• Loan modification

• Repayment plan

Sometimes they’ll help. Sometimes they won’t. But it’s worth a try.

If that doesn’t work?

Option 2: Sell Your House Before Foreclosure

This is where a lot of people start to panic.

“I can’t list it — it needs work.” “I’m too embarrassed to show it.” “I don’t have time for all the agent stuff.”

Listen...

You don’t have to list it. You don’t have to fix it. You don’t even have to clean it.

You can sell as-is to a local buyer who handles everything. That’s what we do every day here at Aventis Property Group. No fees. No commissions. No pressure.

We’ll make you a fair cash offer, and if you like it, we can close in 7 days or less.

That means no auction. No foreclosure. And your credit? Saved.

Option 3: See if You Have Surplus Funds After Foreclosure

If your house already got foreclosed on, don’t tune out.

You might actually be owed thousands of dollars in leftover funds — money the bank didn’t tell you about. It’s called excess proceeds, and we help homeowners claim that money every single month.

(Seriously. We’ve seen people walk away with $15K+ after they thought they lost everything.)

So What Should You Do Right Now?

1. Breathe. You’re not alone, and there are people who want to help.

2. Call or text us. No pressure, no obligation. We’ll lay out your options. Real ones.

3. Don’t wait. The longer you do, the fewer options you have.

Our Promise to You:

• We’ll treat you with respect

• We’ll be real about your options

• We’ll never pressure you

Want to know what your house could sell for today?

Call us at 855-697-2145.

We’ll tell you what’s possible — even if that means you end up keeping your house.

ANYWAYS... This doesn’t have to be the end of the road.

Let’s talk.